Many technology companies and financial institutions are making it easier than ever for everyday consumers to trade stocks, options, and crypto currencies. There are many stories of unsophisticated investors that have made tremendous profits by getting in early on the lates thot stock or cryptocurrency, but for every investor with great timing, there are many that are not so lucky – investors that join in the boom at or near its peak and can only get out at a loss or cling to some faint hope that one day the boom will return.

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